Hi, i´m lenka, registered mortgage broker with
the Czech National Bank (ČNB).
I have been working in this field for over 10 years

My support is 🆓 for you (0,- CZK).
We work mostly on-line 💻 📱.

let me put my expertise to work for you!

NEWS: Did you know it? The end of the DSTI parameter (from 06/2023) will increase your the mortgage by several million. Between banks are diferences, the best option is ask mortgage broker for your actual situation.

My easy idea is to be helpful when you have a plan to buy some property in the Czech republic. Or when you stay here, you like to build or you need some money for property area. I will arrange mortgage for you, I can help with all steps to support you for maximum. 

Would you be calmer if you arranged a mortgage as soon as possible before you start looking for a property? There is a solution, to arrange a mortgage without a property, then have 1-2 years to look for a property, I write about this option here. 

Check my work, experiences from another clients by Google testimonials.

Don't let language barriers, residency requirements and legal complexities stand in the way of owning your dream property in the Czech Republic. I am here to help you navigate these challenges and secure the mortgage you need, as your one-stop solution for all your financing needs.

I will guide you through the mortgage process, clearly and understandably.

Obtaining a mortgage can appear to be complex, but don't worry, from the initial consultation and preparation to the disbursement of the mortgage, I will make sure everything is clear for you. I'll also show you everything you need to be aware of. I'll look ahead for you. 

How process looks like? 

1. Initial free on-line consultation → 2. Analysis of documents and proposal of mortgage options → 3. Processing of the mortgage and disbursement → 4. Possible mortgage management and consultation.

You can settle the mortgage comfortably with me, I'm covering all the banks - we can do all the mortgage steps and process on-line.

I´m happy to help in orientation with the Czech rules

Because I know how difficult it is to stay in foreign country, when you don´t understand Czech language. I´m your guide, communicator with the bank or real estate agency.

At the beginning, clients usually share their preliminary data - see the download file below. Based on it I can evaluate mortgage options. 


    After completing the questionnaire, please send it to lenka@lenkavagnerova.cz. I'll let you know what your mortgage options are. What is the mortgage maximum, example of monthly payment, more ideas about. All I do is free and for free for you!

all czech banks.

If necessary, I can also advise you on how to prepare for obtaining a mortgage well in advance. I will help you navigate the methodologies of all banks without having to go from branch to branch. ​I have 16 banks in my portfolio. My job is also to negotiate interest rates and complete conditions with Czech banks, be hepfull in cooperation with the property agent when needed.

I will save you time and money.

Thanks to long-term cooperation with banks and a large volume of historically arranged loans, I naturally have the most favorable conditions for you. However, the greatest value is cooperation with a person you can realy trust, me:).

Lenka Vagnerova
+ 420 720 029 255

all reviews you can find here.Bellow just examples of English speaking clients, rewrited from MY GOOGLE.

I am an expat and was looking for a mortgage in Czech Republic, which can be sometimes more complicated. Lenka was a great help and very pleasant to communicate with in English language. If we had any questions, she immediately was at our service and sort things out. We didn’t regret contacting her and we recommend her to everyone.
Fernando Salgado Pedro, 2019, via GooglePhotograph
Lenka is amazing. She is helpful professional and has the best offer. You can trust here she make all the paper stuff. I love her work and she brought me to my apartment.  Next property definitely with her. Especially when you are a foreigner you should her on your side. And the best thing is. It’s for free 🙂 
Heinrich Wagner, 2020. via GoogleSiemens
Lenka helped us to successfully obtain a mortgage to buy our home in Prague. As first-time buyers, we had a lot to learn, and greatly appreciated Lenka's knowledge and patient explanations. She helped us understand the trade-offs between the mortgage products on offer, supported us through the whole application and drawing process, and took care of many interactions with the bank on our behalf. We have no hesitation in recommending Lenka; she was helpful and professional throughout, guided us to a successful outcome, and made it all much easier than we had expected.
Jonathan and Iryna Worthington, 2020, via Google
Lenka Vagnerova was such a huge help to us. We couldn't have bought our flat in Prague 6 without her tireless efforts. She was always there, willing to answer a question or meet in person or get the right paperwork for us. She put in so many hours on our behalf, there is no way we can say enough. Thank you so much, Lenka!
Grant Podelco, 2016, via GoogleRadio Free Liberty
Lenka was always very helpful with my concerns about the mortgage and available at any time. She solved any doubt or question in an easy, quick, and understandable way. I would recommend her to everybody.
José Luis Ros Santaella, 2020, via Google
I was very glad to be introduced to Lenka by a colleague. She has been a key person in the process of organizing the best possible mortgage and also cooperating with the real estate broker. She not only explained all the processes to me step by step, but also made sure I had all the information at my disposal to make the best decision. Lenka definitely made the process of purchasing a property in Prague a lot easier and fun! I highly recommend her and would definitely work with her again.
Amna Husain, 2020, via GoogleSiemens
Very happy to work with Lenka this year. She was always prompt with emails. Thank you for helping me become a homeowner!
Igor Popstefanija, 2021, via Google
Working with Lenka was just great. She is very responsive and basically there for you 24/7. Not only she gets you better conditions for your mortgage, she can also speed up things. A big plus is certainly also her understanding of all the admin processes that makes everything quite simple to handle. Diky 🙂
Nicoali Urbaniak, 2021, via Google
I was recommend to Lenka by a colleague, and this was the best decision ever in my property purchasing process! My case is a bit complicated and without Lenka's help, I might couldn't get a mortgage on time thus would lose the paid deposit. She is VERY professional and holds an excel understanding of all the processes. In addition, she is super helpful and responsible; emails were replied promptly within hours and there was no exception even during the weekends! I highly recommend Lenka to everyone and am looking forward to work with her again in the future!
Daisy MI, 02/2022, via Google